The monthly amortization is the amount paid by the borrower to the lender on a fixed date each month. This includes both principal and interest. The interest rate is adjusted based on factors such as the borrower's income, credit history, employer, and age.
Motorcycle loans are designed to meet the daily commuting and family needs of Filipinos. All you need to apply is your ID, proof of income, and proof of address. We partner with many motorcycle dealers across the country to offer fast approval, with loans disbursed in as little as four hours. Loan terms are up to three years, with a minimum down payment of 8.2%.
Our education loans fully cover all education-related expenses, including tuition, books, accommodation, and exam registration fees. We also offer a special "completion guarantee" period, where repayments only start after students graduate and find employment.
Medical loans are specifically designed to meet medical needs for emergencies, covering a wide range of medical needs, including hospitalization, surgery, dental treatments, and maternity care. We partner with several well-known hospitals to offer a "treat first, pay later" service. Even those without health insurance can apply, and in emergency situations, loans can be approved and disbursed within two hours.
Our car loans are specifically designed for car purchases and are available for both new and second-hand vehicles. Applications require: ID, proof of income, proof of address, and proof of down payment. We partner with leading dealers of Toyota, Mitsubishi, Honda, and other brands. We offer loan terms up to five years, with down payments as low as 15%. Interest rates vary depending on the vehicle model and loan term.
